Why Refinance with Shoreline Mortgage?

  • We are a direct correspondent lender
    We control the entire mortgage lending process, enabling us to deliver low rates, fast approvals, and closings up to 50% faster than the industry average.

  • You get the right home loan for you… not us
    We have a strict “No Steering” policy, assuring that you get the right loan for your current and future needs. Choices for home loans include FHA, Jumbo, ARM and fixed mortgage programs.

  • Our mortgage expertise
    We are recognized pioneers in our industry and our loan officers are federally and state licensed in accordance with the federal government’s S.A.F.E. Act.

More Info

Eight Great Reasons to Refinance

Lowering your rate and payment is just one of many great reasons to consider refinancing your loan. Have you thought about converting your current adjustable rate into a 30-year fixed loan? How about pulling cash out of your equity to remodel your bathroom or put in new floors? With attractive rates and loan programs, now may be the best time to make a move.
More Info
More Info

The Refinance Process

Before you refinance your home, it's important to know what questions to ask, research what options are available, and determine whether or not refinancing will benefit you. Once you decide that refinancing will help you meet your objectives, be sure you understand the process so that you know what to expect.
More Info
More Info

Common Refinance Questions

A list of some of the most frequently asked refinance questions. If your question isn’t addressed here, please call and speak with one of our experienced loan advisors who will be happy to answer any questions you have.
More Info

Client Testimonials – What Our Customers are Saying

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Michael went above and beyond to communicate and help us through this process. Everything Michael told us was accurate and there were no surprises. I will never use anyone else when financing another property in the future! Thank you Mike!

Andrew G. Saint Pete, FL

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Our good friend recommended Michael and he helped us to secure a mortgage on our second house in Miramar, FL. We closed our house right on time without any delays. Michael took care of every single detail in the loan approval process and explained very clearly about the different options that was available to us. He guided us in such a professional manner that we didn’t have to worry about anything. He was very prompt and kept us updated throughout the process which went very smoothly. It was a pleasure to work with him and will highly recommend him to our friends too. Thank you Michael!

Kumar Senthil Miramar, FL

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Our particular residential situation was unusually complicated because we had to choose loan size/package, we have multiple rental properties with mortgages and have multiple income streams not dominated by traditional employment. Michael Minkoff was extremely effective at helping us navigate through all of this complexity in a very organized, helpful fashion to an excellent financial and personal conclusion. Thank you, Michael.

George H. Schofield Lakewood Ranch, FL

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It was our first time to buy a house. I have zero experiment, Michael Minkoff did all paperwork for us. It was a painless experience, we are so luck to meet you, Michael! Thank you!

Lixin Wan 8509 parrots landing dr. Tampa FL 33647

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Exceptional experience. I never even had to go to an office or meet Michael in person. E signature and good to go. In 3 hours my refinance was secure.

Jeffrey Giordano Miami

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Mike Minkoff did an outstanding job with my two refinances at the same time! I asked many questions and came up with multiple scenarios and Mike was more than happy to answer everything. He went above and beyond and he knows his stuff.
I would suggest using him again without hesitation.

Peter Amendola Key Largo, FL

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Throughout the entire process of purchasing my first home, Michael gave me the kind of service and guidance that made me feel as though my needs were his highest priority, and sometimes even his only priority. I certainly felt as though Michael made a significant effort to establish trust and a personal rapport with me, which is critically important for me when dealing in financial matters. As it relates to knowledge of the industry and available products, Michael's level of expertise is yet another reason to feel as though your needs are in the best hands. I have already recommended Michael to three people, and plan to continue doing so whenever a friend, colleague, or family member is considering buying a home or refinancing.

Justin Vizaro Miami, FL

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I have used Michael for a mortgage and refinance on two properties. He is very knowledgeable and quick with responses. Both went perfectly and his numbers were spot on. I even referred him to family and friends, all of whom had a great experience. I plan to use Shoreline Mortgage for future investments.

Mike Amendola Deerfield Beach, FL

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I am more than satisfied with services of Shoreline Mortgage .  I worked through this process with Michael Minkoff. Since the first day until the closing date he was very profesional , very dedicated to his work , very knowledgeable mortgage person , always available with all questions, always available with the best answers. He made the process very smooth.  His words always were... no worry , we will make it happens .  We did .!!!. I will use Michael and  this company for my future purchases or refinance and will definitely recommend his services to family and friends . I can't thank him enough. Thank you Michael for everything. You made it posible . Thank you!

Maylene R. Miami, Fl

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Michael Minkoff and Shoreline Mortgage proved to be honest, efficient, motivated, knowledgeable and gave us a great rate with a timely closing. I will definitely use their services again and can say that I am completely happy with their services. I was referred to them by a friend and now am happy to pass on my wonderful experiences with others!

Dr. Phyllis Hart Land O Lakes Florida

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Here are 3 Great Choices to get you moving in the right direction

        

Why Refinance with Shoreline Mortgage?

  • We are a direct correspondent lender
    We control the entire mortgage lending process, enabling us to deliver low rates, fast approvals, and closings up to 50% faster than the industry average.

  • You get the right home loan for you… not us
    We have a strict “No Steering” policy, assuring that you get the right loan for your current and future needs. Choices for home loans include FHA, Jumbo, ARM and fixed mortgage programs.

  • Our mortgage expertise
    We are recognized pioneers in our industry and our loan officers are federally and state licensed in accordance with the federal government’s S.A.F.E. Act.

More Info

Eight Great Reasons to Refinance

Lowering your rate and payment is just one of many great reasons to consider refinancing your loan. Have you thought about converting your current adjustable rate into a 30-year fixed loan? How about pulling cash out of your equity to remodel your bathroom or put in new floors? With attractive rates and loan programs, now may be the best time to make a move.
More Info
More Info

The Refinance Process

Before you refinance your home, it's important to know what questions to ask, research what options are available, and determine whether or not refinancing will benefit you. Once you decide that refinancing will help you meet your objectives, be sure you understand the process so that you know what to expect.
More Info
More Info

Common Refinance Questions

A list of some of the most frequently asked refinance questions. If your question isn’t addressed here, please call and speak with one of our experienced loan advisors who will be happy to answer any questions you have.
More Info

Client Testimonials – What Our Customers are Saying

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I have worked with Michael twice and he is a true professional. He takes the time to ensure that his clients understand the entire process of closing on a  mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding - Michael is exactly the type of person you want working on your behalf. I would never work with anyone else!

David Gerhart Jacksonville, Fl

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The service and personal attention we received from Michael Minkoff was exceptional and beyond what we were expecting! His knowledge of the local and national market and his commitment in finding us the best rate helped us in our search for our dream home. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust to give us the best advice. After patiently going through every figure and explaining what each payment was for, Michael made sure we were comfortable and sure of our decisions. He was there for us every step of the way. I'm glad we chose his services and would recommend him to anyone buying a home.

Thomas Coyle Clearwater, Fl

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I worked with Michael to refinance my home. He made the process so easy, smooth and helped me every step of the way. He made this experience so much easier then I could imagine. I will recommend his service to anyone I know that needs a mortgage and I will definitely use him again in the future. Thank you for everything!

Yaron Levin Coral Springs FL

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I have used Michael for a mortgage and refinance on two properties. He is very knowledgeable and quick with responses. Both went perfectly and his numbers were spot on. I even referred him to family and friends, all of whom had a great experience. I plan to use Shoreline Mortgage for future investments.

Mike Amendola Deerfield Beach, FL

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I have used Mike at Shoreline many times. I keep going back because there is noone better to work with. I have used others but they simply cannot touch the personalized and professional service that Mike and Shoreline provide. I am a client for life.

David Templer North Miami Beach

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Our good friend recommended Michael and he helped us to secure a mortgage on our second house in Miramar, FL. We closed our house right on time without any delays. Michael took care of every single detail in the loan approval process and explained very clearly about the different options that was available to us. He guided us in such a professional manner that we didn’t have to worry about anything. He was very prompt and kept us updated throughout the process which went very smoothly. It was a pleasure to work with him and will highly recommend him to our friends too. Thank you Michael!

Kumar Senthil Miramar, FL

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Our particular residential situation was unusually complicated because we had to choose loan size/package, we have multiple rental properties with mortgages and have multiple income streams not dominated by traditional employment. Michael Minkoff was extremely effective at helping us navigate through all of this complexity in a very organized, helpful fashion to an excellent financial and personal conclusion. Thank you, Michael.

George H. Schofield Lakewood Ranch, FL

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Michael Minkoff was great. He worked through all the different ways we could structure our loan and helped us find the one that was absolutely best for our situation. I really appreciated how quick he was to respond to us throughout the process and yet I never felt rushed, as he made sure we understood everything happening throughout the process. I have been and will continue to recommended him to others I know looking for a mortgage.

Berry Long Longwood, FL

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5 stars , great very smooth process.

Shelley Fromm Plantation, Fl

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This is the second house we've bough with Michael's help and he made it a painless process yet again. He is always on top of all of the paperwork needed to buy a house, it made it so easy on us. He is professional and such a pleasure to work with.

Erin Fromm Plantation, FL

Here are 3 Great Choices to get you moving in the right direction