What’s the benefit of a home loan from Shoreline Mortgage?
We are a direct correspondent lender We control the entire mortgage lending process, enabling us to deliver low rates, fast approvals, and closings up to 50% faster than the industry average.
You get the right home loan for you… not us We have a strict “No Steering” policy, assuring that you get the right loan for your current and future needs. Choices for home loans include FHA, Jumbo, ARM and fixed mortgage programs.
Our mortgage expertise We are recognized pioneers in our industry and our loan officers are federally and state licensed in accordance with the federal government’s S.A.F.E. Act.
What is a pre-approval and how to get pre-approved
A pre-approval is a formalized process where a lender reviews the buyer’s credit, income, and assets to determine whether that buyer will qualify for a loan and the maximum loan amount and maximum purchase price for which the buyer qualifies. It’s similar to a loan approval but faster and not as intensive.
Buying a home is an exciting yet stressful time, especially if you're a first time homeowner. Many buyers don't realize that there's a lot of prep work to do before you even start looking at homes. For example, did you know that real estate agents and sellers consider a pre-approved buyer's offer more attractive than the same offer from a buyer who has not been pre-approved?
A list of some of the most frequently asked purchase questions. If your question
isn’t addressed here, please call and speak with one of our experienced loan advisors who will be happy to answer any questions you have.
Client Testimonials – What Our Customers are Saying
When I purchased my home last summer, it was the first time I would do so on my own. I had minimal experience with the paperwork and the overall process. The patience extended to me by Michael Minkoff was truly amazing. He walked me through every step of the way. He was knowledgeable, professional, and downright kind. I was and I am very grateful to him for his assistance. I wholeheartedly recommend Mr. Minkoff. Anybody who does business with him will not regret the choice. There are many companies out there, but the knowledge and service extended by Mr. Minkoff by far exceeds the others in the same industry.
Mercy JacobsonPlantation, FloridaJune 29, 2015
5 stars , great very smooth process.
Shelley FrommPlantation, FlAugust 15, 2015
I worked with Michael to refinance my home. He made the process so easy, smooth and helped me every step of the way. He made this experience so much easier then I could imagine. I will recommend his service to anyone I know that needs a mortgage and I will definitely use him again in the future. Thank you for everything!
Yaron LevinCoral Springs FLJanuary 2, 2017
I have used Mike at Shoreline many times. I keep going back because there is noone better to work with. I have used others but they simply cannot touch the personalized and professional service that Mike and Shoreline provide. I am a client for life.
David TemplerNorth Miami BeachMay 16, 2016
I have worked with Michael twice and he is a true professional. He takes the time to ensure that his clients understand the entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding - Michael is exactly the type of person you want working on your behalf. I would never work with anyone else!
David GerhartJacksonville, FlJune 8, 2015
My fiance and I purchased our first home last year and we didn’t understand anything about the mortgage process. We met with one broker and we were still confused. We were advised to meet with Michael Minkoff. Michael is extremely knowledgeable and attentive which made both of us feel so comfortable. Everything went so smoothly, and he locked us in at the lowest possible interest rate. We couldn’t have asked for a better experience. Shoreline Mortgage made us feel like we were one of their top clients.
David HouleParkland, FlJune 7, 2015
I can honestly say Michael Minkoff made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to me and I never felt pressured into any decision. My phone call and email communications were handled in a professional and timely manner. All in all I really couldn't imagine my home buying process being any easier. Even now that the deal is done I would still feel 100% comfortable calling Michael with any questions. He extended his expertise beyond the scope of the business deal and I look forward to contacting Michael for my next home purchase. Thanks for everything Michael! Our hats off to you!!
Max GonzalezMiramar, FLDecember 7, 2016
Our particular residential situation was unusually complicated because we had to choose loan size/package, we have multiple rental properties with mortgages and have multiple income streams not dominated by traditional employment. Michael Minkoff was extremely effective at helping us navigate through all of this complexity in a very organized, helpful fashion to an excellent financial and personal conclusion. Thank you, Michael.
George H. SchofieldLakewood Ranch, FLJuly 20, 2015
Exceptional experience. I never even had to go to an office or meet Michael in person. E signature and good to go. In 3 hours my refinance was secure.
Jeffrey GiordanoMiamiDecember 7, 2016
My wife and I have bought two homes in the last 4 years and have used Michael services each time. He is quick to give you the information you need to make an informed decision. His knowledge of the market is truly exceptional! He is on your side with the banks and always gives you best deal you qualify for. I would highly recommend Michael to anybody looking to finance a new home.
Jason FrommPlantation, FLJune 14, 2015
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