PURCHASE FINANCING
Purchase Financing Made Simple
Guidance from pre-approval through closing, with financing options tailored to your property, goals, and financial profile.
Ready to move forward? Start Your Application →
Where Are You in Your Homebuying Journey?
Start With the Payment That Fits Your Life
The right homebuying budget isn’t simply the maximum loan amount you qualify for. We start by understanding the monthly payment you feel comfortable carrying, then balance that against your target purchase price, down payment, and available cash to close.
You may qualify for a higher payment than you actually want to spend each month. Our goal is to help you identify a purchase range that meets your housing needs while keeping the monthly payment within a level that feels comfortable for you.
A good pre-approval should help define the right buying range — not just the maximum you can borrow.
PRE-APPROVAL
Get Pre-Approved With Confidence
A strong pre-approval does more than tell you how much you may qualify to borrow. It helps establish a realistic buying range, prepares you to shop with confidence, and puts you in a stronger position when you’re ready to make an offer.
Know Your Buying Range
Understand the purchase price and monthly payment range that fit your goals, available funds, and financing options.
Shop With Confidence
Know your financing has been reviewed before you spend time touring homes and narrowing down the right property.
Be Ready to Make an Offer
Show sellers and real estate agents that your financing has been reviewed and you’re prepared to move forward when the right home comes along.
Explore Your Loan Options
Resources to Help You Move Forward
Whether you’re preparing to buy, working through the mortgage process, or simply trying to understand your options, these resources can help you make informed decisions with confidence.
The The Purchase Process
Know what to expect from pre-approval through closing, including the key milestones that help keep your home purchase moving forward.
Common Purchase Questions
Get answers to common questions about mortgage financing, documentation, property requirements, closing, and what to expect along the way.
Mortgage Calculators
Estimate monthly payments and explore different financing scenarios as you plan your home purchase and determine what fits your budget.
What Our Clients Are Saying
I would not hesitate to use him again if the need arises. First class company! Thank you Michael
What sets Michael apart is his unwavering commitment to providing excellent service, even when he's unable to provide the specific service himself. In those instances, he goes above and beyond to offer guidance and support, ensuring that his clients know exactly what steps to take next. His transparency, honesty, and willingness to help are traits that are all too rare in today's industry.
I've witnessed firsthand how Michael takes the time to understand each client's unique needs and circumstances, tailoring his approach to meet their specific requirements. His extensive knowledge of the mortgage market and his ability to navigate complex situations have been invaluable to me and my clients.
If you're looking for a mortgage broker who will treat you with respect, provide expert advice, and go the extra mile to ensure your satisfaction, look no further than Michael. His reputation speaks for itself, and I wholeheartedly endorse him as a trusted professional in the industry.
✨ Michael Minkoff and his team are truly exceptional! We’ve known him for over 20 years, and he has been our go-to mortgage planner for both purchases 🏡 and refinances 🔑. He is extremely detail-oriented—truly the kind of professional who makes sure every “t” is crossed and every “i” is dotted. Because of his thoroughness, the process is always smooth and efficient ✅.
Beyond his expertise, Michael Minkoff and his team bring warmth 🤝 and genuine care to everything they do. They have consistently provided us with sound advice 💡 that we trust completely. Thanks to their professionalism and dedication, what can often feel like a stressful process has always been made simple and reassuring 🌟.
If you’re looking for a reliable, knowledgeable team committed to excellence, Michael Minkoff and his team are exactly who you want on your side! 🙌
