A fixed rate mortgage allows homeowners to budget the same payment every month for the entire term of the loan. And because our mortgages never have prepayment penalties, if interest rates drop in the future, you can refinance to take advantage of the lower rates.
Why get a fixed rate loan?
Get the security of an interest rate and payment that won’t change
- Make budgeting easier.
- Put as little down as 5%.
Federally insured FHA Fixed Rate loan programs are also available (starting at 3% down!)
We offer a wide range of fixed rate mortgage programs, from ten years all the way up to thirty. Visit our specific fixed rate program pages to see how each can benefit you!