1. We will live our core values of Integrity, Teamwork, Communication, Service and Continuous Improvement on a daily basis. We will treat you respectfully and professionally, always be truthful and honor our commitments made to you.

2.   You will receive a Lock Confirmation by email the day you lock in your rate. The Lock Confirmation will confirm your loan program, loan amount, rate, points and fees.

3.   You will be contacted by a Shoreline Mortgage Associate within 24 hours of receipt of your online loan application. We will email you a list of any additional supporting documentation that may be required and provide you with an email and fax number to send the information to us.

4.   You or your realtor will be contacted by an appraiser within two working days of receipt of your loan application and appraisal fee to schedule an appointment to appraise your property.

5.   We will email you the day your loan is approved by an underwriter. On purchase transactions, we will also provide a Pre-Approval letter.

6.   We will email you an Estimated Closing Disclosure to review and approve prior to drawing your loan closing documents.

7.   All email and telephone messages received during business hours will be returned the same day. Email and telephone messages received after business hours will be returned by noon the next business day.

8.   On purchase transactions, we will submit your final loan documents to your closing agent for signing at least two business days prior to your scheduled closing date. We will fund your loan in sufficient time to meet your scheduled closing date.

9.   On refinance transactions, we will do our very best to close your loan within 21 days (30 days in times of high volume).

10   We will handle all information and documentation you provide us with the strictest of care and never disclose your information to parties unrelated to the loan process. Documentation containing account numbers or social security numbers that is no longer needed will be shredded.

11.   We, the associates of Shoreline Mortgage, individually and collectively commit ourselves to make every effort to ensure compliance with this Commitment to Customer Service.

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Client Testimonials – What Our Customers are Saying

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Michael Minkoff was great. He worked through all the different ways we could structure our loan and helped us find the one that was absolutely best for our situation. I really appreciated how quick he was to respond to us throughout the process and yet I never felt rushed, as he made sure we understood everything happening throughout the process. I have been and will continue to recommended him to others I know looking for a mortgage.

Berry Long Longwood, FL

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Michael Minkoff and Shoreline Mortgage proved to be honest, efficient, motivated, knowledgeable and gave us a great rate with a timely closing. I will definitely use their services again and can say that I am completely happy with their services. I was referred to them by a friend and now am happy to pass on my wonderful experiences with others!

Dr. Phyllis Hart Land O Lakes Florida

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My wife and I have bought two homes in the last 4 years and have used Michael services each time. He is quick to give you the information you need to make an informed decision. His knowledge of the market is truly exceptional! He is on your side with the banks and always gives you best deal you qualify for. I would highly recommend Michael to anybody looking to finance a new home.

Jason Fromm Plantation, FL

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I have used Mike at Shoreline many times. I keep going back because there is noone better to work with. I have used others but they simply cannot touch the personalized and professional service that Mike and Shoreline provide. I am a client for life.

David Templer North Miami Beach

Here are 3 Great Choices to get you moving in the right direction

        

1. We will live our core values of Integrity, Teamwork, Communication, Service and Continuous Improvement on a daily basis. We will treat you respectfully and professionally, always be truthful and honor our commitments made to you.

2.   You will receive a Lock Confirmation by email the day you lock in your rate. The Lock Confirmation will confirm your loan program, loan amount, rate, points and fees.

3.   You will be contacted by a Shoreline Mortgage Associate within 24 hours of receipt of your online loan application. We will email you a list of any additional supporting documentation that may be required and provide you with an email and fax number to send the information to us.

4.   You or your realtor will be contacted by an appraiser within two working days of receipt of your loan application and appraisal fee to schedule an appointment to appraise your property.

5.   We will email you the day your loan is approved by an underwriter. On purchase transactions, we will also provide a Pre-Approval letter.

6.   We will email you an Estimated Closing Disclosure to review and approve prior to drawing your loan closing documents.

7.   All email and telephone messages received during business hours will be returned the same day. Email and telephone messages received after business hours will be returned by noon the next business day.

8.   On purchase transactions, we will submit your final loan documents to your closing agent for signing at least two business days prior to your scheduled closing date. We will fund your loan in sufficient time to meet your scheduled closing date.

9.   On refinance transactions, we will do our very best to close your loan within 21 days (30 days in times of high volume).

10   We will handle all information and documentation you provide us with the strictest of care and never disclose your information to parties unrelated to the loan process. Documentation containing account numbers or social security numbers that is no longer needed will be shredded.

11.   We, the associates of Shoreline Mortgage, individually and collectively commit ourselves to make every effort to ensure compliance with this Commitment to Customer Service.

Client Testimonials – What Our Customers are Saying

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Thank You!

Our good friend recommended Michael and he helped us to secure a mortgage on our second house in Miramar, FL. We closed our house right on time without any delays. Michael took care of every single detail in the loan approval process and explained very clearly about the different options that was available to us. He guided us in such a professional manner that we didn’t have to worry about anything. He was very prompt and kept us updated throughout the process which went very smoothly. It was a pleasure to work with him and will highly recommend him to our friends too. Thank you Michael!

Kumar Senthil Miramar, FL

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Complex made easy

Michael Minkoff was great. He worked through all the different ways we could structure our loan and helped us find the one that was absolutely best for our situation. I really appreciated how quick he was to respond to us throughout the process and yet I never felt rushed, as he made sure we understood everything happening throughout the process. I have been and will continue to recommended him to others I know looking for a mortgage.

Berry Long Longwood, FL

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Thank you

5 stars , great very smooth process.

Shelley Fromm Plantation, Fl

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Over the Top

I have used Shoreline Mortgage 4 times over the past 20 years. I would highly recommend to anyone.
Communication is over the top!! Night or day, email, phone, text, extremely quick to respond.
Michael explains the entire process from beginning to ending at the closing. He is professional, experienced
extremely patient, kind and available to help any time.

Cynthia Rogers Plantation Florida

Here are 3 Great Choices to get you moving in the right direction