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What’s the benefit of a home loan from Shoreline Mortgage?

  • We are a direct correspondent lender
    We control the entire mortgage lending process, enabling us to deliver low rates, fast approvals, and closings up to 50% faster than the industry average.

  • You get the right home loan for you… not us
    We have a strict “No Steering” policy, assuring that you get the right loan for your current and future needs. Choices for home loans include FHA, Jumbo, ARM and fixed mortgage programs.

  • Our mortgage expertise
    We are recognized pioneers in our industry and our loan officers are federally and state licensed in accordance with the federal government’s S.A.F.E. Act.

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What is a pre-approval and how to get pre-approved

A pre-approval is a formalized process where a lender reviews the buyer’s credit, income, and assets to determine whether that buyer will qualify for a loan and the maximum loan amount and maximum purchase price for which the buyer qualifies. It’s similar to a loan approval but faster and not as intensive.
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The Purchase Process

Buying a home is an exciting yet stressful time, especially if you're a first time homeowner. Many buyers don't realize that there's a lot of prep work to do before you even start looking at homes. For example, did you know that real estate agents and sellers consider a pre-approved buyer's offer more attractive than the same offer from a buyer who has not been pre-approved?
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Common Purchase Questions

A list of some of the most frequently asked purchase questions. If your question
isn’t addressed here, please call and speak with one of our experienced loan advisors who will be happy to answer any questions you have.
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Client Testimonials – What Our Customers are Saying

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I am more than satisfied with services of Shoreline Mortgage .  I worked through this process with Michael Minkoff. Since the first day until the closing date he was very profesional , very dedicated to his work , very knowledgeable mortgage person , always available with all questions, always available with the best answers. He made the process very smooth.  His words always were... no worry , we will make it happens .  We did .!!!. I will use Michael and  this company for my future purchases or refinance and will definitely recommend his services to family and friends . I can't thank him enough. Thank you Michael for everything. You made it posible . Thank you!

Maylene R. Miami, Fl August 23, 2017

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