The 30 year fixed rate mortgage is our most popular program. The interest rate and monthly payments remain constant and fully pay off the loan in 30 years. This is one of the most stable products available providing the lowest risk. 30 years is the longest term available on a fixed rate mortgage, so the monthly payment will be the lowest of any of the fixed rate options.
People tend to take out 30 year fixed rate mortgages when they intend to stay in their home for a long time. If you intend to stay in your home for less than 10 years, you should also consider an adjustable rate mortgage.
We offer a wide range of fixed rate mortgage programs, from ten years all the way up to thirty. Visit our specific fixed rate program pages to see how each can benefit you!
Why talk to one of our Licensed Loan Advisors??
Talking to a Licensed Loan Advisor is an important step to getting the right mortgage loan. Everybody has different loan needs and a mortgage banker knows which questions to ask in order to best match you with the right loan and monthly payment. Since we have a strict No Steering policy, you can be assured that the loan option suggested to you will fit your needs.
Your loan advisor will also explain all the steps–from getting started, to locking in your low rate, to closing your loan fast, in little as 30 days or less!!. Because we are a direct lender, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.
Client Testimonials – What Our Customers are Saying